[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lilienne.sk\/financne-prepadaky\/#Article","mainEntityOfPage":"https:\/\/www.lilienne.sk\/financne-prepadaky\/","headline":"Finan\u010dn\u00e9 prepad\u00e1ky","name":"Finan\u010dn\u00e9 prepad\u00e1ky","description":"P\u00e1r kr\u00e1t sa mi podarilo v \u017eivote zle zainvestova\u0165. Prv\u00fd kr\u00e1t to bolo e\u0161te v b\u00fdvalej Dev\u00edn banke, ktor\u00e1 i\u0161la do krachu. Pri\u0161la som tam o financie. Druh\u00fd kr\u00e1t ma zn\u00e1ma z \u010cSOB oslovila, \u017ee maj\u00fa v\u00fdborn\u00fd fond, ktor\u00fd fantasticky zhodnot\u00ed peniaze. T\u00fdm, \u017ee peniaze<p class=\"entry-excerpt-more\"><a class=\"read-more\" href=\"https:\/\/www.lilienne.sk\/financne-prepadaky\/\">Read More <i class=\"fa fa-long-arrow-right\"><\/i><\/a><\/p>","datePublished":"2019-03-02","dateModified":"2023-04-26","author":{"@type":"Person","@id":"https:\/\/www.lilienne.sk\/author\/#Person","name":"","url":"https:\/\/www.lilienne.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/32bc2d377216483c132a3bbf038b8838926e0616f1b3d0e9cb50d997f0b052ba?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/32bc2d377216483c132a3bbf038b8838926e0616f1b3d0e9cb50d997f0b052ba?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lilienne.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lilienne.sk\/wp-content\/uploads\/img_a298214_w16560_t1553272720.jpg","url":"https:\/\/www.lilienne.sk\/wp-content\/uploads\/img_a298214_w16560_t1553272720.jpg","height":0,"width":0},"url":"https:\/\/www.lilienne.sk\/financne-prepadaky\/","about":["Ekonomika"],"wordCount":411,"articleBody":" P\u00e1r kr\u00e1t sa mi podarilo v \u017eivote zle zainvestova\u0165. Prv\u00fd kr\u00e1t to bolo e\u0161te v b\u00fdvalej Dev\u00edn banke, ktor\u00e1 i\u0161la do krachu. Pri\u0161la som tam o financie. Druh\u00fd kr\u00e1t ma zn\u00e1ma z \u010cSOB oslovila, \u017ee maj\u00fa v\u00fdborn\u00fd fond, ktor\u00fd fantasticky zhodnot\u00ed peniaze. T\u00fdm, \u017ee peniaze na oby\u010dajn\u00fdch \u00fa\u010dtoch u\u017e nerast\u00fa ani to\u013eko, aby pokryli infl\u00e1ciu, som sa dala nahovori\u0165. \u010co \u010dert nechcel- pri\u0161la kr\u00edza a moje nak\u00fapen\u00e9 akcie stratili zna\u010dn\u00fa \u010das\u0165 hodnoty. Rovnako zlou invest\u00edciou sa mi zdala aj \u017eivotn\u00e1 poistka. Nebola s\u00edce vysok\u00e1 platba, ale pri \u00faraze som zistila, \u017ee pokia\u013e nedosiahnem invaliditu- peniaze neuvid\u00edm. Ke\u010f vt\u00e1\u010dika lapaj\u00fa pekne mu veru spievaj\u00fa. Pri uzatv\u00e1ran\u00ed poistky ma na to neupozornili a iba vykres\u013eovali mo\u017en\u00e9 zisky.Poistku som okam\u017eite zru\u0161ila. Povedala som si, \u017ee ma veru u\u017e nikdy nikto na ni\u010d nenahovor\u00ed. Jedin\u00e9 \u010do mi ostalo je : stavebn\u00e9 sporenie d\u00f4chodkov\u00e9 sporenie- tret\u00ed pilier Stavebn\u00e9 sporenie u\u017e z\u010faleka nedosahuje tak\u00e9 v\u00fdnosy ako vo\u013eakedy, ale sa na \u0148om aspo\u0148 minim\u00e1lne peniaze zhodnocuj\u00fa. Stavebn\u00e1 pr\u00e9mia kles\u00e1 ka\u017ed\u00fdm rokom. Nov\u00fa zmluvu u\u017e teda celkom ur\u010dite neuzatvor\u00edm, ale jestvuj\u00facu ru\u0161i\u0165 nebudem. P\u00e1\u010di sa mi u nich term\u00edn -priate\u013esk\u00fd sporite\u013e- to je ten, ktor\u00fd ne\u010derp\u00e1 ani \u00faver ani medzi \u00faver, iba si spor\u00ed. Z m\u00e9di\u00ed po\u010du\u0165 ka\u017ed\u00fd de\u0148, \u017ee je d\u00f4le\u017eit\u00e9 si \u0161etri\u0165 na d\u00f4chodok. Zodpovedne si teda \u0161etr\u00edm sama v tre\u0165om pilieri. Neprispieva mi zamestn\u00e1vate\u013e, \u0161etr\u00edm si sama. Na moje ve\u013ek\u00e9 prekvapenie ale v tohoro\u010dnom v\u00fdpise z DDS vedenom v Tatrabanke som sa dozvedela, \u017ee mi nielen\u017ee celoro\u010dne sporen\u00e9 peniaze nezhodnotili, ale mi vyrobili v\u00e4\u010d\u0161iu stratu ako bol m\u00f4j vklad. Pri mojom vklade 600\u20ac mi vyrobili stratu-700\u20ac. Ukladala som si peniaze nato, aby som bank\u00e1rsku ma\u0161in\u00e9riu asi \u017eivila ! Ja si teda ne\u0161etr\u00edm na m\u00f4j d\u00f4chodok- ja \u017eiv\u00edm neschopn\u00fdch bankov\u00fdch \u00faradn\u00edkov ! No nie je to do pla\u010du ! Ja som pri\u0161la o peniaze a oni si veselo sedia na svojich stoli\u010dk\u00e1ch. Tret\u00ed pilier je teda moj\u00edm finan\u010dn\u00fdm prepad\u00e1kom roka. Kto vie \u010di ministri o skvelom investovan\u00ed b\u00e1nk pre n\u00e1s, bud\u00facich d\u00f4chodcov,vedia?                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00e9 prepad\u00e1ky","item":"https:\/\/www.lilienne.sk\/financne-prepadaky\/#breadcrumbitem"}]}]